TERMS AND CONDITIONS POLICY

Effective Date: January 1, 2025

Welcome to Vanguard Success Systems! These Terms and Conditions ("Terms") govern your use of our website, www.vanguardsuccesssystems.com (the "Site"), and any products or services provided by Vanguard Success Systems ("Company," "we," "us," or "our").

By accessing or using our Site, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our Site.

1. Use of the Site

You may use our Site for lawful purposes only. You agree not to:

• Violate any applicable laws or regulations

• Use the Site for fraudulent or misleading purposes

• Interfere with the operation of the Site or attempt to gain unauthorized access

• Transmit viruses, malware, or other harmful code

• Use our content for commercial purposes without permission2. Intellectual Property

All content on the Site, including text, graphics, logos, videos, and software, is the property of Vanguard Success Systems or its licensors. Unauthorized use, reproduction, distribution, or modification of our content is prohibited without written permission.

Program Name: Vanguard Success Systems SMS Messaging Program

By opting into the Vanguard Success Systems SMS Messaging Program, you will receive SMS updates related to our CRM services, including tips, updates, and promotions on how to optimize your business operations with Vanguard Success Systems. Additionally, you will receive real estate updates, promotions, and information on property tours and opportunities, particularly in Baja California, Mexico.

You can cancel the SMS service at any time. Simply text "STOP" to (855) 980-0016. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to +1 855-980-0016.

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

For privacy-related inquiries, please refer to our privacy policy: https://vanguardsuccesssystems.com/privacy-policy

3. Accounts and Payments

a. User Accounts

To access certain services, you may be required to create an account. You agree to provide accurate and complete information and keep your credentials confidential. We are not responsible for unauthorized access due to your failure to protect login details.

b. Payments and Subscriptions

If you purchase any of our services, you agree to provide accurate billing information and authorize us to charge your payment method. Subscription-based services will renew automatically unless canceled. We reserve the right to refuse or terminate services for

non-payment or fraudulent transactions.

4. Refund Policy

All sales are final unless otherwise stated. Due to the digital nature of our products and services, refunds are not provided. If you have issues with a purchase, please contact [email protected].

5. Third-Party Links and Services

Our Site may contain links to third-party websites. We are not responsible for their content, policies, or practices. Your interactions with third parties are at your own risk.

6. Limitation of Liability

To the fullest extent permitted by law, Vanguard Success Systems is not liable for:

• Indirect, incidental, or consequential damages

• Loss of data, revenue, or profits

• Errors, delays, or service interruptions

• Third-party actions or content

Your sole remedy for dissatisfaction with our Site or services is to stop using them.

7. Indemnification

You agree to indemnify and hold Vanguard Success Systems harmless from any claims, liabilities, damages, losses, or expenses arising from your use of the Site or violation of

these Terms.

8. Termination

We reserve the right to suspend or terminate your access to our Site and services at any time for violations of these Terms or other unlawful activities.

9. Governing Law

These Terms shall be governed by and construed under the laws of the State of Wyoming, without regard to conflict of law principles.10. Changes to These Terms

We may update these Terms at any time. Changes will be posted on this page with the "Last Updated" date. Continued use of our Site constitutes acceptance of any

modifications.

11. Contact Information

For questions about these Terms, contact us at: Vanguard Success Systems

1309 Coffeen Ave. #1200

Sheridan, Wyoming, 82801

Email: [email protected]

Phone: 619-798-7926

Thank you for using Vanguard Success Systems!